LOG & TIMBER HOME LOANS

Do you need a loan to help you buy your log or timber home? You're not alone. Approximately 80 percent of homebuyers finance their purchase to some degree.*

The bulk of these loans are for existing, conventional construction, but we know there's nothing conventional about wanting, buying or building a log and/or timber-framed home. That's why LogHome.com has partnered with BuildBuyRefi.com to bring you flexible financing solutions tailored specifically for log or timber construction.

Whether purchasing your first log cabin, renovating a cherished retreat, or starting from scratch with a custom-built timber masterpiece, BuildBuyRefi.com understands your vision...and is ready to help make it happen.

Start this short quiz to see your potential loan amount-no commitments required. In minutes, you'll see how you could qualify for up to 100% financing, plus exclusive benefits like $50,000 in extra consumer financing and up to 30% off real estate agent commissions.

Securing a construction loan is a different animal than applying for a typical mortgage, regardless of the type of house you build. A lender incurs more risk for a structure that's not complete, which is reflected in how the money is disbursed (via "draws") and the interest rates that are attached to the funds.

In conventional construction, these draws are paid when materials are delivered to the site and/or labor milestones have been achieved.

In log and timber-framed construction, the log/timber provider expects to be paid at least a portion of the package price to cut the materials — not after they're cut and shipped.

This is something big banks and most small community lenders just aren't willing to do.

Here's what you get by choosing LOG & TIMBER LOANS powered by BuildBuyRefi.com:

1. Specialized Log & Timber Expertise
   • Financing log or timber builds can require upfront kit payments and unique construction timelines. BuildBuyRefi.com's decades of experience take the guesswork out of the process.
2. Land Equity Options
   • Already own land? Use its equity to reduce or even eliminate your down payment. No land yet? BuildBuyRefi.com can often help finance land, too, so you can secure the entire project under one loan.
3. Up to 100% Financing
   • Preserve your cash for property improvements, new furnishings, or anything else-particularly helpful when building from the ground up.
4. Up to $50,000 Extra in Consumer Financing
   • Borrow additional funds to:
     • Pay off high-interest debt (lowering your DTI ratio)
     • Make immediate upgrades or renovations
     • Purchase a tiny home for the same property
5. Up to 30% Off Real Estate Agent Commissions
   • When buying or selling land or a home, you can take advantage of a substantial commission discount-credited at closing or used to buy down your interest rate.
6. Construction-to-Permanent Loans
   • 1x or 2x close, VA, jumbo, and refinancing-multiple programs to fit your log home goals.
7. Nationwide Lending
   • As an FDIC-insured bank (not a broker), BuildBuyRefi.com, powered by TFSB can finance projects in all 50 states.

Click below to begin the pre-qualification process.

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